A summary of how to block micropayments on smartphones. It’s safe to block it in advance!
If you do not use the smartphone micropayment function, block it in advance
Recently, micropayment scams through text messages on smartphones or social media have become a hot topic.
In the past, there have been cases where mobile phone micropayment functions have been abused, but these days, by exploiting the characteristics of smartphones that can be accessed through various routes, it is said that it is a wedding invitation or first birthday party invitation, induces access to a specific Internet address, and then induces micropayment on the page. It evolved in that way. 소액결제 차단
Although it is called ‘small payment’, there are many cases in which a screen is created as if an error has occurred to induce payment several times, and there are cases in which a fee exceeding 1 million won has been charged. 좋은뉴스
smartphone smartphone micropayment mobile payment smishing text phishing text
Apart from inducing small payments using URLs for first birthday parties and reception halls, which are becoming a hot issue these days, there are also cases where a text message is sent saying that the fee has been charged and a phone number for payment cancellation is written down.
If you get a text message and call in surprise, they say that a payment error has occurred and ask you to let them know that they will send you an authentication number to cancel the payment.
smartphone smartphone micropayment mobile payment smishing text phishing text
Don’t call me just because you got a text like this!
In line with the mobile age, fraudulent methods are also evolving very skillfully.
After hearing the news, I called my parents’ house and told them to set up a smartphone micropayment block.
The simplest way to block smartphone micropayments is to call the mobile operator’s customer center (press 114 on your mobile phone and OK) and tell the agent to ‘block the smartphone micropayments function’.
Perhaps because it’s becoming a hot issue these days, it immediately blocks the micropayment feature on your smartphone after you go through a simple identity verification process.
However, since this is a function related to payment, the person in charge must make a phone call. If the person in charge of the phone is different from the person in charge, a phone call with the person in charge is required to confirm the identity of the person in charge.1
How to block smartphone micropayments in the mobile customer center
I also rarely used the smartphone micropayment function, so I decided to block the micropayment function of my smartphone at this time.
I have installed an app provided by the telecommunications company to check real-time rates on my smartphone.
SK Telecom can also block micropayments on smartphones in this app, which is provided under the name of mobile Tworld.
First, launch mobile Tworld.
Smartphone Smartphone Micropayment Block Mobile Payment Smishing Text Phishing Text Tworld
When mobile Tworld is running, various information such as real-time rates are displayed. Select [Rate inquiry/gift] here.
Smartphone Smartphone Micropayment Block Mobile Payment Smishing Text Phishing Text Tworld
Various items related to rate inquiry appear, and at the bottom is the [Small Payment] item.
If you click this item, the [Microtransaction Settings] item will be displayed again, and select this item.
Smartphone Smartphone Micropayment Block Mobile Payment Smishing Text Phishing Text Tworld
The micropayment usage limit and limit setting menu appears again, and if you look at the [Micropayment/Tcash usage restriction setting] item here, it is displayed as ‘No usage limit’.
To change the settings, click the [Change microtransaction/Tcash usage restrictions] button.
Smartphone Smartphone Micropayment Block Mobile Payment Smishing Text Phishing Text Tworld
As soon as you click the [Change Restrictions on Micro Payments/Tcash] button, the message ‘Do you want to restrict the use of micropayments/Tcash?’ appears.
To block microtransactions, click the [OK] button.
Smartphone Smartphone Micropayment Block Mobile Payment Smishing Text Phishing Text Tworld
Items that were displayed as ‘No usage restrictions’ are displayed as ‘With usage restrictions 2’. This is the state where microtransactions are blocked.
Smartphone Smartphone Micropayment Block Mobile Payment Smishing Text Phishing Text Tworld
Micro payment usage limit setting menu
In fact, the first thing that caught my eye when I entered the micropayment setting menu was the ‘Change micropayment usage limit’ menu.
It’s the first item that appears, and its name is [Change usage limit], so I wondered if it was a blocking setting there, but when I clicked on it and entered, it wasn’t a function that completely blocked the micropayment function, but only the usage limit amount.
Smartphone Smartphone Micropayment Block Mobile Payment Smishing Text Phishing Text Tworld
It seems that it can be set simply by looking at the menu, but it is said that authentication is required in one of SMS authentication, credit card, or universal public certificate to lower the actual micropayment usage limit.
In addition, it is impossible to raise the limit, only to lower it, so it seems necessary to be careful with the settings.
Smartphone micropayment blocking, items to check once more!
After blocking micropayments, it seems like a big mountain has been overcome, but I was able to hear another information while talking to a mobile operator’s agent to block my parents’ micropayments.
Right away, even if microtransactions are blocked in this way, payments that occur in the mobile carrier’s market (SK Telecom’s case, T Store) and Google Play are not blocked.
Smartphone Smartphone Micropayment Block Mobile Payment Smishing Text Phishing Text Tworld
When I asked if there was a way to block that, Google Play said that if you applied for a separate block over the phone, you could block Google Play information usage fees from being paid (the blocking function was recently added).
It is said that payments that occur in smartphone games downloaded from Google Play can be blocked by applying for blocking Google Play payments.
However, there is no function to block T Store separately, and it is said that you have to go into the environment settings of the T Store app, set a password, and enter the password during the payment process. There is no separate way to block the occurrence of internal payments such as item purchases in games downloaded from T Store, and it is said that it is still best to set a password.
Phew… pretty complicated, right? In short,
If you block microtransactions, most microtransactions will be blocked, but
To block payments in Google Play, you must call the customer service center of your mobile carrier and apply separately.
There is no way to block payments that occur at T Store yet, and setting a password for the T Store app is
It will be like this.
Smartphone payments that are prone to nosebleeds even with wide eyes open
With the spread of smartphones, the paths through which payments can occur have become very diverse.
However, there were many things I didn’t know about the information on the payment path, even though I thought I was well aware of the IT trend.
In the case of the elderly who think of smartphones as just large-screen phones, there is a high possibility of unexpected micropayments, so it seems to be the best way for their children to step forward and block them in advance.
Fortunately, when I made an inquiry regarding the blocking of microtransactions, I was informed in advance that T Store or Google Play were not blocked, so I was able to check more detailed information.