Summary of the conditions and benefits of being a member of the near-poor class, as well as how to obtain certificates and confirmations.
Is it because of the deepening income gap?
There seems to be a significant increase in the number of neighbors around us experiencing financial difficulties. Self-employed individuals, in particular,
are often unable to pay rent due to a significant hit to sales. It really makes me feel bad to hear such stories.
Actually, I have a lot to say about poverty and low income,
but I’d like to skip over my personal experiences,
because this post would be too long.
Today, I’ll be looking at the conditions and benefits of being a member of the near-poor class. 차상위계층 증명서
Oh! And I’ll also be covering how to obtain a certificate.
If you need it, 좋은뉴스
scroll down and find the information you’re looking for.
Main Text
■ Near-Poverty Class Eligibility
① As of 2022, the household’s recognized income must be
at or below 50% of the median income.
(Assets and conversion rates are explained below.)
If you meet the above requirements, you are eligible for government-supported
near-poverty class benefits.
For reference, the detailed criteria are as follows.
First, a three-person household must have a monthly recognized income of 2.09 million won or less, and a four-person household must have a monthly recognized income of 2.56 million won or less to qualify for near-poverty class status.
However, don’t assume, “My household is a four-person household,
and my monthly salary is 2.5 million won, so I meet the requirements!”
This is because the monthly recognized income doesn’t just look at income;
it also calculates assets held.
The formula for calculating your income recognition amount (assessed income)
can be found in the red box above.
However, because the conversion rates for real estate, automobiles, and financial assets
are all different, it’s not easy to calculate directly.
So, what do you do in this situation?!
You can use Bokjiro’s “Welfare Service Simulation Calculator.”
After accessing the Bokjiro website,
click the numbers in the image in order to display the screen below.
After entering your household number, residence, income, assets, etc.
and clicking “View Results” below,
you can easily check the median income
ratio relative to your income recognition amount.
(This isn’t your income. I just randomly entered it.)
That’s it. If the screen above shows that your median income is
50% or less, you are likely to meet the criteria for the near-poor class.
How do I apply?
■ How to Apply
① Online Application: Bokjiro Website
② Offline Application: Community Service Center
You can apply using the two methods above,
but according to reviews,
it’s more convenient to apply in person at a community service center
where staff can assist you,
because proof of income and assets are required.
Benefits
The benefits available to the near-poor class
are numerous. Representative benefits include grain discounts,
school milk for children, medical expenses, rental housing,
Culture Nuri Card, mobile phone bill discounts,
elementary, middle, and high school tuition, city gas bill discounts,
and financial benefits. However, the list is so extensive
that it’s impossible to post them all.
So, how do you check the specific benefits?
After accessing the Bokjiro website, go to the main screen
under the top menu, select Welfare Services → Find Services
→ Service List.
Then, a screen like the one above will appear.
Check “Low Income” and search for “Near-Poverty Class.”
You can then view all the benefits available to those in this class.
As of March 24th, there are 32 government-supported
benefits and 228 local government-supported
benefits, for a total of 289 welfare services.
If you want to learn more about the scale of benefits,
you can also use the method above to find out for yourself.
Certificates and Confirmation
To receive government-supported or local government-supported benefits, you will need a certificate of near-poverty and
confirmation.
Go to the Bokjiro website, go to “Service Application”
→ “Certificate Issuance.”
After logging in with your certificate,
click “Apply for Near-Poverty Class Confirmation.”
Enter your contact information, purpose, and submission location,
and click “Apply for Issuance” at the bottom.
That’s it!
For reference, the applications include public institutions, financial institutions, educational institutions,
private organizations, medical institutions, corporate submissions, and others.
You can choose the one that best suits your needs.