After using the card for this and that, I had accumulated quite a bit of M-points, so I thought about using them at the M-point mall, but the M-point mall doesn’t offer discounts on products, and most of them can only use up to 50% of the product price, so I felt like I was being scammed. So I decided to find another way…
Then, in the menu called H-Coin benefits, I found out that M points could be cashed out, so I tried it right away.
To put it simply
M point -> Convert to H-Coin -> Transfer to my account
proceed in sequence.
It is also possible on PC, but I tried it through the simpler Hyundai Card application. 현대카드 M포인트 현금화
first,
Basic benefits of Hyundai Card application -> Select H-Coin benefits 좋은뉴스
second,
Looking at the conversion rate in the H-Coin guide, 1.5 M points are converted to 1 H-Coin.
(Conversion rate of 66.66%. This is too much ;;)
And at the bottom, the available methods are listed.
Select the H-Coin benefit and click Apply for Conversion to convert M points to H-Coin first.
third,
When the conversion is complete, you can choose to use H-Coin right away.
fourth,
Select transfer to your own account and enter ①remittance request amount
The account number comes out by default from the card’s automatic debit account.
②Select Account Number Confirmation, and after checking the account
Click Apply at the bottom.
last step,
Enter the first 2 digits of your Hyundai Card password
After entering the first two digits of your Hyundai Card password, your money will be deposited into the account you entered earlier.
In my experience, it seems to be deposited within 5 minutes.
As mentioned earlier
Points are converted into cash at a rate of 66.66%.
I don’t feel good
Still, I think it’s better than not being able to do it.
Because it is an unusually large number of M-points with restrictions on use