What about post office actual expenses insurance, ‘claim documents, claim method, pros and cons’? (+ signup review)
• Post office actual insurance claim documents
• 1. Required Documents for Hospitalization
• 2. Required documents for outpatient visit
• I In case of more than 300,000 won
• I If less than KRW 300,000
• Pros and cons of postal insurance
• I Postal Insurance Subscription Review
Every year at the beginning of the year, after year-end tax settlement, they apply for a year’s worth of loss insurance all at once. So today, let’s learn about ‘Postal Insurance, claim documents, claim method, pros and cons, and subscription reviews’. 우체국 실비보험 청구서류
Postal Insurance Claim Documents 좋은뉴스
Post Office – Practical Insurance – Claim Documents
Postal Insurance Claim Documents
If you spend a lot of money due to hospitalization or surgery in your life, you can apply and receive it right away, but it is often small and costs tens of thousands of won, so it is convenient to collect only the documents and apply all at once. First of all, after collecting the data for the year-end tax settlement medical expenses of the National Tax Service and collecting the data separately for the actual insurance premium claim, documents such as receipts are checked, and documents that are not there are reissued.
Required documents for claiming post office insurance are ‘insurance bill, beneficiary’s identification card, beneficiary’s account number. The contents are as follows, so please refer to it.
1. Required Documents for Hospitalization
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① Medical certificate, hospitalization and discharge confirmation, or medical treatment confirmation (the name of the disease, disease code, and hospitalization period must be written)
② Receipt of hospitalization bill
③ Details of inpatient medical expenses
2. Required documents for outpatient visit
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I In case of over 300,000 won
① Certificate of diagnosis, confirmation of hospital visit, or confirmation of medical treatment
② Receipt of bill for medical expenses by outpatient date
③ Details of medical expenses by outpatient date
I If less than KRW 300,000
Less than 300,000 won
① Finding out the disease name and disease code
② Receipt of bill for medical expenses by outpatient date
③ Details of medical expenses by outpatient date (required only if there is non-coverage)
Search disease code >
As such, since the amount is less than 50,000 won, only a receipt for medical expenses is applied and the name of the disease is often asked when the receipt is reissued. If it is absolutely necessary, if you search on the Internet, you will find the disease code and the receipt of the medical bill is carefully written for each item, so it may pass.
Pros and cons of post office insurance
Post Office – Practical Insurance – Advantages and Disadvantages
Pros and cons of post office insurance
Post office actual expenses insurance is basically divided into ‘illness type, injury type, and comprehensive type’. 1 account, 2 types comprehensive type, 40 years of age, 1 year maturity (renewal type), 11,650 won per month for payment in full, and 14,050 won for women, which is very cheap compared to actual insurance, so the low price is an advantage. this could be
In addition, there is an advantage in that there is a wide range of choices because it provides special contracts for non-insured injection treatments such as manual therapy, extracorporeal shock wave, and hyperplasia therapy, as well as MRI and MRA. The downside is that if you visit the post office and sign up for actual expenses insurance, you will sign up through a public official, but if a public official who works on a rotational basis receives an order and goes to another place, there is no place to object to the refusal of payment.
Post Office – Practical Insurance – Advantages and Disadvantages
Pros and cons of post office insurance
I Postal Insurance Subscription Review
Usually, if you look at the reviews of people who have subscribed to the postal insurance, there seems to be a downside that it is cumbersome because you have to visit the post office. Also, I heard a lot about the non-payment rate, but when I actually applied, it seems that there are many case-by-case cases.
In addition, the biggest advantage of postal insurance is ‘price’, and the dominant opinion is that it is convenient because not only the price is cheap, but the insurance money is paid well and the application process is simple in the case of small amounts.
In addition, in the case of postal insurance, there is a disadvantage that it is not subject to the arbitration of the Financial Supervisory Service. Therefore, in the case of an insurance dispute, it can be somewhat disadvantageous, and I think that there are more things to be desired in terms of coverage than non-life insurance companies’ medical expenses insurance. Also, in the case of private insurance, there may be things that are not duplicated.