보험계약자 변경 Change of policy holder

Meritz Fire Insurance child insurance policy holder change feat. year-end settlement

 

보험계약자 변경

Hello, do you usually receive the year-end settlement amount in March? 보험계약자 변경

I also succeeded in getting settled as a plus rather than a minus this time. I succeeded in year-end tax settlement plus, but after reviewing the details, I found that the child was set as my dependent when applying for year-end tax settlement, but the insurance premium was not deducted because the wife signed up for Meritz Fire Insurance among the children’s insurance policies. . 좋은뉴스 

 

In the case of changing the contract holder, it is difficult to change through the insurance consultant in charge, the Internet customer center, or the call center, and must be visited in person. In addition, if the contractor or the recipient of the contract goes alone, the preparation documents are complicated, so it is easiest to visit with two people, and you only need to bring your ID. The number of visit windows is so small that there are only two in Seoul, so please check the location before visiting. In fact, I only searched for the map app to process it in February, but I couldn’t process it because there was no window. The location can be found at the link below.

 

Meritz Fire & Marine Customer Center Location

Meritz Fire & Marine Official Site – Find headquarters (branches)

This is the official site of Meritz Fire & Marine Insurance. Health insurance is also Meritz Fire & Marine. 24-hour insurance premium calculation and consultation available.

meritzfire.com
I visited the Meritz Fire & Marine Customer Center in Gangnam. The address is 3rd floor, 382 Gangnam-daero, Gangnam-gu, Seoul, and you can see it right after exiting Gangnam Station Exit 2. There is a dedicated elevator to the 3rd floor on the left after entering the lobby of the building. Since you have to pass through the gate, ask the lobby receptionist or ask the resident security guard to let you through the gate.

 

 

These days, most of the work is done on the Internet, so the window was empty. Just show the ID of the contractor and the contractor to be changed, and sign a few documents, and the application and complaint processing will be done in no time.

 

 

How much is the year-end tax deduction amount when children are included as dependents?

1. Basic deduction

The basic deduction is the number of children x KRW 1.5 million per year.

2. Child tax credit

For children aged 8 years or older who are eligible for basic deduction with global income

> 1 person: KRW 150,000 per year

> 2 people: KRW 300,000 per year

> 3 or more people: the sum of 300,000 won per year and 300,000 won per year for each person exceeding 2 people

3. Special tax credit

If you subscribe to life insurance, accident insurance, or non-life insurance, the total premium is up to 1 million won, and 12/100 of the premium payment amount, that is, if you pay more than 1 million won a year, you will deduct 120,000 won.

4. Medical expenses

Medical expenses paid for a person eligible for basic deduction, which is equivalent to 15/100 of the amount calculated by multiplying the total salary by 3/100 (However, it is limited to 7 million won per year)

 

It may be a bit complicated, but I hope you take good care of it and succeed in making a surplus in your year-end settlement.