National Health Insurance Dependent Eligibility Criteria and Registration Methods
In these times of rising inflation and rising living expenses, it’s crucial to reduce your monthly fixed expenses, even if only slightly.
Health insurance premiums are a significant expense, so many people are looking for ways to reduce their burden.
Registering as a National Health Insurance Dependent is especially beneficial for retired parents or family members with no income, as they can avoid paying premiums.
However, the actual registration process can be more stringent than expected.
The income criteria were further tightened in 2022, leading to a significant increase in the number of people who were disqualified from receiving dependent status.
Today, we’ll provide an easy-to-understand overview of the National Health Insurance Dependent Eligibility Criteria and registration method!
National Health Insurance Dependent Eligibility Criteria
National Health Insurance Dependents is a system that allows family members of employees who meet certain requirements to receive health insurance benefits without having to pay premiums.
Specifically, the following requirements must be met: 건강보험 피부양자 자격
1) Family Relationships 좋은뉴스
Only immediate family members, including spouses, parents and spouse’s parents, children, grandchildren, and siblings, are eligible for registration.
However, siblings are subject to more stringent registration criteria. They must be under 30 years of age, over 65 years of age, or have a disability, or be eligible for national merit or veterans’ benefits.
2) Income Criteria
Annual income must be less than 20 million won.
This includes all income, including employment, business, pensions, interest, dividends, and other income.
If you have business income subject to a 3.3% withholding tax, your annual business income must be less than 5 million won.
Furthermore, rental income from housing, regardless of business registration, cannot be registered.
3) Property Criteria
The taxable value of property, including land, buildings, houses, aircraft, and ships, must be less than 540 million won.
If your property is worth more than 540 million won but less than 900 million won, you can exceptionally register as a dependent if your annual income is less than 10 million won.
The property criteria for registering siblings are also strict.
Your property taxable value must be less than 180 million won to be eligible for registration.
How to Register as a Dependent under National Health Insurance Service
Registration is available both online and offline.
1) Online
Log in to the National Health Insurance Service website or the “The Health Insurance” app and select the “Report on Acquisition and Loss of Dependent Status.”
On the website, log in, click [Civil Service] at the top, and scroll down a bit to easily find the menu.
You can then submit your application by attaching a family relationship certificate and documents proving your income and assets.
Your application will then be reviewed and your registration will be completed.
2) Offline
You can apply offline by visiting a nearby National Health Insurance Service branch and following the staff’s instructions.
You will need to bring your resident registration copy, family relationship certificate, and income/asset-related documents with you when you visit.
You can receive on-site consultations and guidance on any missing documents. Therefore, if you are unsure about the requirements, applying in person is a more convenient option.
We’ve looked at the eligibility requirements and registration process for dependents under the National Health Insurance Service.
Being registered as a dependent under the National Health Insurance Service allows you to reduce your insurance premium burden while still receiving the same medical benefits.
However, given the stringent income and asset requirements, it’s important to carefully review the eligibility requirements and complete the registration process with accurate information.
If you’re unsure whether you meet the eligibility requirements, it’s a good idea to consult with the National Health Insurance Service website or customer service center. 🙂